Get motorcycle insurance within minutes.

Motorcycle

Get the right coverage for the open road

The last thing you want to worry about is whether you have the right insurance policy as you take the open road.

This policy covers the motorcycle itself and also provides a personal accident for the rider as an enhancement.

Rating

The rating for both risks is as per undernoted:-

• Comprehensive insurance for the tricycle including at a premium of Kshs. 15,000. Premium 4% of the value minimum Kshs. 15,000 and a Passenger Legal Liability (PLL) at Kshs. 250 per passenger.
• Third-party insurance for the tricycle premium is Kshs 5,000 inclusive of passenger liability.
• Limits of liability and excesses applicable will be as noted hereunder:-

• Enrollment requirements

  The enrolment process is very easy. All you need are the following documents:

  • Logbook
  • Driving license
  • Insured ID
  • Pin certificate
  • Premium

• Eligibility

  Any person over 18 years and with a valid driving license.

• Benefits

  Our motor cover includes extended benefits such as:

  • Tracking devices
  • Occupational group personal accident for the driver and loader
  • No blame no excess
  • Carriers liability
  • Loss of use cover
  • Loss of personal effects
  • Replacement of damaged and or lost key
  • Forced ATM withdrawal limit
  • Accommodation after an accident
  • Daily hospitalization allowance
  • Courtesy car
  • Political violence and terrorism risks

• Claim procedure

  • Fully filled claim form
  • Police abstract
  • Copy of rider driving license
  • Statement by driver and insured
  • Copy of log book

• Motorcycle (PSV) comprehensive

  Motorcycle (PSV) comprehensive

  Premium 5% of the value minimum Kshs. 5,000 inclusive of levies.

  The insured will pay an optional amount of 2,000 for a personal accident of death and permanent total disability benefits of Kshs. 250,000 and medical expenses cover with respect to motorcycle accidents only for Kshs. 50,000.

  Limits of liability and excesses applicable will be as noted hereunder:-

  Limits of liability / excesses

  • Medical expenses – Kshs. 30,000
  • Repair authority – Kshs. 10,000
  • Towing charges – Kshs. 10,000
  • Passenger legal liability limit – Kshs. 2,000,000 per person & Kshs. 3,000,000 per event
  • Third-party property damage – Kshs. 2,000,000
  • Third-party personal injury – unlimited
  • Own damage – 2.5% of the claim amount, minimum Kshs. 7,500
  • Theft – 10% of the sum insured, minimum Kshs. 10,000
  • Theft & recovery – 2.5% of value, minimum Kshs. 7,500
  • Young/ novice driver – additional Kshs. 5,000

  Underwriting requirements

  • Fully filled proposal form
  • Copy of national identity card
  • Copy of PIN certificate
  • Copy of logbook or purchase receipt and invoice
  • Copy of driving license

  NB:- Customers must complete a proposal form and attach copies of the rider’s driving license & logbook.

  Therefore the customer can take an annual cover for Kshs. 7,072/= inclusive of taxes or Kshs. 3,536/= for half year inclusive of taxes.

• Motorcycle (PSV) TPO

  Motorcycle (PSV) TPO

  Premium Kshs. 3000 inclusive of levies.

  Limits of liability and excesses applicable will be as noted hereunder:-

  Limits of liability / excesses

  • Third-party property damage – Kshs. 2,000,000
  • Third-party personal injury – unlimited
  • Therefore the customer can take an annual cover for Kshs. 3,054/= inclusive of taxes

• Motorcycle private-third party only

  Motorcycle (private)

  Third-party only

  Premium Kshs. 2,000

  Limits of liability / excesses

  • Third-party property damage – Kshs. 2,000,000
  • Third-party personal injury – unlimited
  • Young/ novice driver – additional Kshs. 2,000
  • NB:- Customers must complete a proposal form and attach copies of the rider’s driving license & logbook
  • Therefore the customer can take an annual cover for Kshs. 2,049/=