Cover your tuk tuk with us today!

Tuk Tuk

Do not find yourself in a very sticky situation should anything go wrong.

Our tuk tuk insurance cover is tailor-made to suit your requirements. This product covers the tuk tuk as well as a personal accident for the driver as an enhancement.

Rating

The rating for both risks is as per undernoted:-

• Comprehensive insurance for the tricycle including at a premium of Kshs. 15,000. Premium 4% of the value minimum Kshs 15,000 and a Passenger Legal Liability (PLL) at 250 per passenger.
• Third-party insurance for the tricycle premium is Kshs 5,000 inclusive of passenger liability.
• Limits of liability and excesses applicable will be as noted hereunder:-

Limits of liability / excesses

• Medical expenses – Kshs. 50,000
• Repair authority – Kshs.10,000
• Towing charges – Kshs. 10,000
• Passenger legal liability limit – Kshs. 3,500,000 per person & Kshs. 10,000,000 per event
• Third-party property damage – Kshs. 2,000,000
• Third-party personal injury – unlimited
• Own damage – 2.5% of the sum insured, minimum Kshs. 7,500
• Theft – 10% of the sum insured, minimum Kshs. 10,000
• Theft & recovery – 2.5% of value, minimum Kshs. 7,500
• Young/ novice driver – additional Kshs. 5,000

• Enrollment requirements

  The enrolment process is very easy. All you need are the following documents:

  • Logbook
  • Driving license
  • Insured ID
  • PIN certificate
  • Premium

• Eligibility

  Any person over 18 years and with a valid driving license.

• Benefits

  Our motor cover includes extended benefits such as:

  • Tracking devices
  • Occupational group personal accident for the driver and loader
  • No blame no excess
  • Carriers liability
  • Loss of use cover
  • Loss of personal effects
  • Replacement of damaged and or lost key
  • Forced ATM withdrawal limit
  • Accommodation after an accident
  • Daily hospitalization allowance
  • Courtesy car
  • Political violence and terrorism risks

• Claim procedure

  • Fully filled claim form
  • Police abstract
  • Copy of rider driving license
  • Statement by driver and insured
  • Copy of log book

• Underwriting requirements

  • Fully filled proposal form
  • Copy of national identity card
  • Copy of PIN certificate
  • Copy of log book or purchase receipt and invoice
  • Copy of driving license