Tuk Tuk

Do not find yourself in a very sticky situation should anything go wrong.

Our tuk tuk insurance cover is tailor-made to suit your requirements. This product covers the tuk tuk as well as a personal accident for the driver as an enhancement.


The rating for both risks is as per undernoted:-

  • Comprehensive insurance for the tricycle including at a premium of Kshs. 15,000. Premium 4% of the value minimum Kshs 15,000 and a Passenger Legal Liability (PLL) at 250 per passenger.
  • Third-party insurance for the tricycle premium is Kshs 5,000 inclusive of passenger liability.
  • Limits of liability and excesses applicable will be as noted hereunder:-

Limits of liability / excesses

  • Medical expenses – Kshs. 50,000
  • Repair authority – Kshs.10,000
  • Towing charges – Kshs. 10,000
  • Passenger legal liability limit – Kshs. 3,500,000 per person & Kshs. 10,000,000 per event
  • Third-party property damage – Kshs. 2,000,000
  • Third-party personal injury – unlimited
  • Own damage – 2.5% of the sum insured, minimum Kshs. 7,500
  • Theft – 10% of the sum insured, minimum Kshs. 10,000
  • Theft & recovery – 2.5% of value, minimum Kshs. 7,500
  • Young/ novice driver – additional Kshs. 5,000

  • Enrollment requirements

    The enrolment process is very easy. All you need are the following documents:

    • Logbook
    • Driving license
    • Insured ID
    • PIN certificate
    • Premium

  • Eligibility

    Any person over 18 years and with a valid driving license.

  • Benefits

    Our motor cover includes extended benefits such as:

    • Tracking devices
    • Occupational group personal accident for the driver and loader
    • No blame no excess
    • Carriers liability
    • Loss of use cover
    • Loss of personal effects
    • Replacement of damaged and or lost key
    • Forced ATM withdrawal limit
    • Accommodation after an accident
    • Daily hospitalization allowance
    • Courtesy car
    • Political violence and terrorism risks

  • Claim procedure

    • Fully filled claim form
    • Police abstract
    • Copy of rider driving license
    • Statement by driver and insured
    • Copy of log book

  • Underwriting requirements

    • Fully filled proposal form
    • Copy of national identity card
    • Copy of PIN certificate
    • Copy of log book or purchase receipt and invoice
    • Copy of driving license

Would you like an account today? Talk to us

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Co-operative Bank is Regulated by the Bank of South Sudan.

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